At PCJ Holdings Private Limited, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our services, including our website (www.pcjholdings.in) and mobile applications (PCJ Invest and PCJ Wealth), collectively referred to as the PCJ Holdings.

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PCJ Holdings Private Limited is a company incorporated under the Companies Act, 1956, with CIN: U65999DL2006PTC151841.  We are a registered trading member of NSE, BSE, and MCX, regulated by the Securities and Exchange Board of India (SEBI) under Registration No. INZ000068536.

By using the PCJ Holdings, you agree to the terms of this Privacy Policy. We encourage you to read this policy carefully to understand how we handle your information and your rights regarding its use.

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Our Commitment to Your Privacy

Your privacy is of utmost importance to us. We understand the sensitivity of your personal information and are dedicated to maintaining its confidentiality. This Privacy Policy is designed to help you understand how we collect, use, and protect your information while providing you with a seamless and secure experience on the PCJ Holdings.

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Legal Basis

This Privacy Policy is governed by and complies with the following laws and regulations:

• The Information Technology Act, 2000

• The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011

• The Information Technology (Intermediaries Guidelines) Rules, 2011

• The Prevention of Money Laundering Act, 2002

• The Securities and Exchange Board of India (Stockbrokers) Regulations, 1992

• Any other applicable laws and regulations.

 

Your Consent

By using the PCJ Holdings, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy. Your continued use of our services constitutes your consent to the collection, use, and disclosure of your personal information as described herein.

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and your continued use of the PCJ Holdings after such updates will signify your acceptance of the revised policy. If you do not agree with any changes, you may choose to discontinue using our services.

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Information We Collect

We collect information to provide you with our services and to enhance your experience on the PCJ Holdings. The information we collect may include:

1. Personal Information:

   • Name, contact details (email address, phone number, and postal address)

   • Date of birth, nationality, gender, and demographic details

   • PAN, KYC status, signature, and photograph

   • Financial information (bank account details, credit card information, etc.)

   • Investment portfolio and transaction-related details

   • Credit score (if applicable)

1. Automatically Collected Information:

1. • Device information (IP address, device ID, browser type, operating system)

   • Usage data (pages visited, time spent on the platform, clickstream data)

   • Information collected through cookies and similar technologies

1. Information from Third Parties:

1. • We may receive information from credit bureaus, KYC registration agencies (KRAs), and other authorized entities to verify your identity and comply with regulatory requirements.

Please note that if you choose not to provide certain information, we may not be able to offer you certain services or features of the PCJ Holdings.

 

How We Use Your Information

We use your information for the following purposes:

• To create and manage your account on the PCJ Holdings

• To facilitate transactions and provide you with our services

• To communicate with you regarding your account, transactions, and updates

• To improve our services, develop new features, and personalize your experience

• To comply with legal and regulatory obligations

• To prevent fraud, unauthorized access, and other illegal activities

• To send you promotional offers, surveys, and other communications (with your consent)

 

Sharing Your Information

We may share your information with third parties in the following circumstances:

• With regulatory authorities, stock exchanges, depositories, and clearing corporations as required by law

• With service providers who assist us in delivering our services (e.g., payment processors, KYC agencies)

• With affiliates, partners, or successors in the event of a merger, acquisition, or reorganisation

• With your explicit consent for specific purposes

We do not sell or rent your personal information to third parties for their marketing purposes.

 

Data Security

We take the security of your information seriously. We implement industry-standard measures to protect your data from unauthorised access, disclosure, alteration, or destruction. These measures include encryption, secure servers, and regular security audits.

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee its absolute security. We encourage you to take steps to protect your account, such as using strong passwords and keeping your login credentials confidential.

 

Your Rights

As a user of the PCJ Holdings, you have the following rights regarding your personal information:

• Access and Update: You can access and update your information through your account settings.

• Rectification: You may request corrections to any inaccurate or incomplete information.

• Data Portability: You can request a copy of your data in a structured, machine-readable format.

• Withdraw Consent: You may withdraw your consent for specific uses of your information at any time.

• Deletion: You can request the deletion of your account and personal information, subject to legal and regulatory requirements.

 

To exercise these rights, please contact our Grievance Officer at the details provided below.

 

Retention of Information

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. For example, transaction records may be retained for up to 5 years under the Prevention of Money Laundering Act, 2002, and SEBI regulations.

 

Third-Party Links

The PCJ Holdings may contain links to third-party websites or services. Please note that we are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

 

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on the PCJ Holdings. Cookies help us understand your preferences, improve our services, and deliver personalized content. You can manage your cookie preferences through your browser settings.

 

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact our Compliance Officer:

PCJ Holdings Private Limited
Compliance Officer
Mr. Phool Chand Jain
Address:803, Nirmal Tower, Barakhamba Road Connaught Place, New Delhi - 110 001.
Phone: 011 - 4351 2500
Email:pcjain2662@yahoo.com